Mercury - Banking for Startups

Jul 23, 2024
Mercury - Banking for Startups New York, NY, USA
In the 1930’s Procter & Gamble wanted to sell more soap, so they started running radio ads. It was a unique move at the time, but ended up paying off. Why? During the day, radios were airing serial dramas, regularly listened to by a large audience of homemakers. These ads did so well that soon other soap companies started sponsoring these radio shows, and the term “soap opera” was born.  A deep understanding of their target audience and some creativity was a successful formula for P&G, and that’s one that still works today. Mercury is looking for a Product Marketing Manager who is excited to gain a deep understanding of our audience – as well as our products and the broader market – to uncover insights that will inform the product roadmap and overall marketing strategy.  As Product Marketing Manager, you will initially focus on Mercury’s Spend Management, Cards, and Reimbursements products. You will know these products and accompanying features inside and out. You will...
Jul 18, 2024
Mercury - Banking for Startups New York, NY, USA
Since the dawn of aviation, pilots have faced the constant challenge of air resistance, much like sailors navigating the friction of water. Amidst this relentless struggle, the trim tab emerges as an ingenious yet understated marvel. Just as the wheel revolutionized transportation by easing movement over land, the trim tab simplifies flight, allowing for smoother navigation through the skies. It embodies the elegance of simplicity in engineering, transforming the demanding task of controlling an aircraft into a more graceful and manageable endeavor. At Mercury, we are committed to crafting an exceptional banking* experience for startups. Our team is passionately focused on ensuring our product not only meets but anticipates the needs of our customers.  The bill pay team is a part of our expansion group working on building the future of what Mercury is going to provide on top of our banking foundations. Think accounts payable, accounting integrations, employee...
Jul 18, 2024
Mercury - Banking for Startups New York, NY, USA
Since the dawn of aviation, pilots have faced the constant challenge of air resistance, much like sailors navigating the friction of water. Amidst this relentless struggle, the trim tab emerges as an ingenious yet understated marvel. Just as the wheel revolutionized transportation by easing movement over land, the trim tab simplifies flight, allowing for smoother navigation through the skies. It embodies the elegance of simplicity in engineering, transforming the demanding task of controlling an aircraft into a more graceful and manageable endeavor. At Mercury, we are committed to crafting an exceptional banking* experience for startups. Our team is passionately focused on ensuring our product not only meets but anticipates the needs of our customers. The invoicing team is a new initiative at Mercury, building a new product vertical on top of our banking foundations. We’re a team of pragmatic, full-stack engineers motivated by the desire to create a lovable product that...
Jul 04, 2024
Mercury - Banking for Startups New York, NY, USA
In April, Mercury announced our public beta for Mercury Personal – a premium consumer banking* service offering high-yield savings, free wires, ATM fee reimbursements, and favored Mercury features like User Permissions and Auto-Transfer Rules. We built the product for investors and founders. Individuals who were likely to have heard about Mercury or used it already, who were likely to have strong opinions about UX and get value out of the free wires, who appreciated a technology-first banking experience that didn’t require a phone call to accomplish simple tasks. We’ve invited beta users and continue to tweak the product based on their feedback. We’re ramping up cautiously to ensure adequate risk and compliance controls as we move into this new domain. And, there’s still a lot to build.  Right now, our team is working on a few table-stakes consumer banking features like Joint Accounts. We’re interested in building Trust Accounts and enabling several features that already exist...
Jun 29, 2024
Mercury - Banking for Startups New York, NY, USA
In the late 19th century, the electrical industry was rapidly expanding. However, it was heavily fragmented without standard voltages, frequencies, and plug types, making it difficult for consumers. The “War of Currents” emerged between proponents of DC, led by General Electric, and proponents of AC, led by Westinghouse Electric. With advancements in AC, led by Nikola Tesla, engineers and executives of both companies came together to negotiate a new technical standard. They helped establish what is now known as IEEE (Institute of Electrical and Electronics Engineers) which provided a formal platform for developing and adopting industry standards. By the early 20th century, the collaboration led to the widespread adoption of 60Hz as the standard frequency for AC power in North America and the establishment of standardized voltage levels and plug types. This standardization was crucial for the rapid expansion of the electrical grid and the proliferation of electrical appliances and...
Jun 29, 2024
Mercury - Banking for Startups New York, NY, USA
Mercury is building a complete finance stack for startups. We work hard to create the easiest and safest banking* experience possible to simplify entrepreneurs' and business owners’ financial lives.The challenge is to do so while ensuring we protect Mercury, customers and the broader financial ecosystem from bad actors and harmful, illegal or unauthorized activities. Our AML Investigations team is crucial in this mission and is responsible for detecting suspicious activity, conducting thorough investigations, and shutting down bad actors. This team is growing and we’re looking to hire an additional AML Risk Investigator to help us with Transaction Monitoring, Financial Crime Investigations, Case Management and drafting Unusual Activity Reports. As a member of our Investigations team, you’ll help handle our transaction monitoring queues while balancing an eagle eye for risk with excellent user experience. To begin with, you’ll work to help make sure we have smart, risk-based...
Jun 26, 2024
Mercury - Banking for Startups New York, NY, USA
Thales of Miletus was an ancient pre-socratic philosopher, and one of the “seven sages”, or the founders of ancient greece. Many regard him as the first philosopher in the Greek tradition, breaking from the prior use of mythology to explain the world and instead using natural philosophy. According to legend (and Aristotle), Thales was challenged by his fellow citizens as to what use his mathematics and natural philosophy was: if his ideas were so powerful, why was he still poor? Surely there had to be some practical use to his theories?  In response to this, Thales purchased the option to rent all of the olive presses during the next harvest season: based on his astronomical observations of the previous years he accurately predicted that it would be a bumper olive crop. He then became immensely rich during the harvest, when he had an effective monopoly on olive presses, and could set his own prices. On the Developer User Experience team at Mercury we use a blend of theory and...
Jun 25, 2024
Mercury - Banking for Startups New York, NY, USA
In the 1930’s Procter & Gamble wanted to sell more soap, so they started running radio ads. It was a unique move at the time, but ended up paying off. Why? During the day, radios were airing serial dramas, regularly listened to by a large audience of homemakers. These ads did so well that soon other soap companies started sponsoring these radio shows, and the term “soap opera” was born.  A deep understanding of their target audience and some creativity was a successful formula for P&G, and that’s one that still works today. Mercury is looking for a Sr. Product Marketing Manager who is excited to gain a deep understanding of our audience – as well as our products and the broader market – to uncover insights that will inform the product roadmap and overall marketing strategy.  As a Sr. Product Marketing Manager, you will initially focus on Mercury’s Bill Pay and Invoicing products. You will know these products and accompanying features inside and out. You will be an...
Jun 24, 2024
Mercury - Banking for Startups New York, NY, USA
"Life is a process of connecting the dots, not in a straight line, but in a way that creates a meaningful picture." - Unknown Just as life's journey is about connecting the dots in a non-linear way to create a meaningful picture, tackling financial crimes is not a straight line; it requires detecting intricate patterns, continuously monitoring activities, and optimizing strategies to uncover hidden connections and effectively combat fraud and money laundering. The Risk Product team needs a product leader to shape and guide our scoring, monitoring, and investigations products to stop fraud, money-laundering, and sanctions evasion across all of Mercury. As a Senior Product Manager at Mercury, you will lead collaboration with designers, engineers, and other key partners to ship high quality products to our customers. You will drive strategy and execution for Risk at Mercury. You’ll be accountable for understanding customers and the business, developing strategy, prioritizing the...
Jun 22, 2024
Mercury - Banking for Startups New York, NY, USA
In the small town of Takefu, Japan, a centuries-old tradition of crafting the world's finest kitchen knives lives on through the skilled hands of master artisans like Shiro Kamo. With each precise strike of the hammer and careful adjustment of the forge, Kamo-san infuses his unwavering dedication and passion into every knife he creates. The result is a tool that not only performs flawlessly but serves as an extension of the user's own hand, expanding the possibilities of what a talented chef can achieve. At Mercury, we draw inspiration from masters like Kamo-san as we strive to infuse the same level of skill, intuition, and beauty into our financial technology craft, particularly in our iOS app. Just as a chef relies on their trusted knife to bring their culinary visions to life, we believe that businesses should have access to financial tools that are not only functional but also a joy to use. As we embark on this exciting journey, we are looking for a great iOS Engineer who can...
Jun 14, 2024
Mercury - Banking for Startups New York, NY, USA
Are you fascinated by shows like Breaking Bad or Ozark and wonder how financial institutions deal with risky behavior?  The Risk Identity team is the front line of defense for preventing money laundering and financial crimes, building systems to verify that someone is who they say they are and that we are allowed to do business with them. At Mercury, we are committed to crafting an exceptional banking* experience for startups. Our team is passionately focused on ensuring our products create a safe environment that meet the needs of our customers, administrators, and regulators. As part of this role, you will: Build and evolve identity verification and monitoring systems, working with cross-functional partners to build an elegant system for customers and internal agents that not only meets, but exceeds industry standards in security and user experience. Join a growing team of 8 experienced full stack product engineers. Feel a strong sense of product ownership and...
Jun 12, 2024
Mercury - Banking for Startups New York, NY, USA
Mercury is building a banking* stack for startups. We work hard to create the easiest and safest banking* experience possible to simplify entrepreneurs' and business owners’ financial lives.  We’re looking to hire a Senior Disputes Specialist to deliver magical customer experiences all while balancing risk. As a Senior Disputes Specialist, you will serve as a disputes subject matter expert by handling the intake, investigation, and resolution of card and ACH disputes. You’ll work with our customers in order to make consistent and high quality risk-based decisions that directly impact Mercury and our customers. In addition to your designated queue of dispute cases, you’ll be responsible for making high complexity decisions on escalated cases. You will also leverage your expertise to directly contribute to ongoing projects that move Mercury’s dispute program forward.  *Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group...
Jun 08, 2024
Mercury - Banking for Startups New York, NY, USA
In the mid-1950s, William Fair and Earl Isaac teamed up to develop a groundbreaking approach to credit risk assessment. Drawing on their expertise in economics and mathematics, they sought to address the challenge of evaluating borrowers' creditworthiness more accurately and efficiently. Through meticulous data analysis and modeling, Fair and Isaac pioneered the concept of credit scoring, introducing statistical techniques to predict the likelihood of loan default based on historical data. Their innovative Fair Isaac Credit Scoring System, launched in 1956, revolutionized lending practices by providing lenders with a quantitative tool to assess risk objectively. This development not only improved access to credit for deserving individuals but also laid the foundation for modern credit scoring methodologies that continue to shape financial decision-making today. At Mercury, we’re looking to seed our team with candidates who can use their background in analytics applied with...
Jun 01, 2024
Mercury - Banking for Startups New York, NY, USA
Mercury is building a whole stack of financial tools for startups. We work hard to create dashboards with thought and simplicity. You can check out our demo dashboard at www.demo.mercury.com. Underneath all of our products is a massive web of partners that users don’t see, that require significant product and process investment. That’s where the Financial Partnerships team comes in. The Financial Partnership team maintains our external relationships and streamlines our collective workflows to keep customers, partners, and Mercury employees happy.  As the lead for this team, you’ll manage the team that owns the relationships with all of our partners that hold or move funds for our clients. Your main priority will be coaching and developing the team - you should lead with empathy, encourage the team to take on challenges and grow, and be their first point of escalation when they need help. You should be a creative problem solver that helps the team think of new ways to solve...
May 31, 2024
Mercury - Banking for Startups New York, NY, USA
The quintessential tenet of Mercury is enabling startups of all sizes to experience the magic of banking* with Mercury. The Banking team at Mercury is obsessively focused on evolving the banking experience for our customers through evolution of our Banking Platform.  As a product manager on this team, you will own the next step of this evolution and define the strategy and roadmap to enable seamless banking experiences across customers’ accounts through the ownership of our banking platform. This is a technical product role that requires empathy and foresight into our users’ present and future needs as they pertain to banking and moving money. You will work within a complex ecosystem of domestic and international banking networks to quickly identify issues, define solutions, and articulate their importance and impact across teams. You will utilize your data acuity to better prioritize and justify the banking platform roadmap across user experiences and partner integrations. You...
May 31, 2024
Mercury - Banking for Startups New York, NY, USA
The quintessential tenet of Mercury is enabling startups of all sizes to experience the magic of banking* with Mercury. The Treasury team at Mercury is obsessively focused on evolving the banking experience for our customers through evolving our Treasury offering.  As a product manager on this team, you will own the next step of this evolution and define the strategy and roadmap to enable seamless banking experiences across customers’ Treasury accounts, their checking & savings accounts, and more.  This is a technical product role that requires empathy and foresight into our users’ present and future needs as they pertain to banking and moving money. You will work within a complex ecosystem of domestic and international banking networks to quickly identify issues, define solutions, and articulate their importance and impact across teams. You will utilize your data acuity to better prioritize and justify the treasury roadmap across user experiences and integrations. You will...
May 22, 2024
Mercury - Banking for Startups New York, NY, USA
Mercury is building a complete finance stack for startups. We work hard to create the easiest and safest banking* experience possible to simplify entrepreneurs' and business owners’ financial lives.  Underneath all our products is a massive web of partners that users don’t see, and that require significant product and process investment. That’s where the Financial Partner Operations team comes in. The team works to maintain our external relationships and streamline our collective workflows to keep customers, partners, and Mercury employees happy.  You’ll work to keep our network of partners running like a well-oiled machine. This will include a mix of operations, product thinking, and relationship building. Internally, you’ll work across many of our products with teams like Payments, Reconciliation, and Banking foundations. You’ll be the connection between our product teams and external partners, advocating for the most efficient process possible and removing roadblocks so our...
May 15, 2024
Mercury - Banking for Startups New York, NY, USA
In the late 19th century, during the height of the Industrial Revolution, the world witnessed a profound transformation in both technology and society. Engineers like Isambard Kingdom Brunel and George Stephenson were at the forefront of this change. They were not merely builders but visionaries who sculpted the very arteries of modern commerce. Their work reshaped landscapes and redefined the possibilities of industrial design. These engineers contributed to a world where infrastructure became a canvas for creativity and a catalyst for expansion. Their ability to merge innovative engineering with aesthetic appeal transformed mundane bridges and railways into iconic landmarks. Today at Mercury, we embrace a similar blend of creativity and engineering prowess. Here are some things you’ll do on the job: Lead a team of 4 talented senior & staff frontend engineers. Build and maintain the CMS for our marketing site, build new founder tools, and work on in-product customer...
May 07, 2024
Mercury - Banking for Startups New York, NY, USA
From the earliest tally sticks used by ancient merchants to the introduction of charge coins in the 19th century, humanity's need for efficient means of trade has constantly driven technological innovation. In the 1950s, the modern credit card was invented, giving people the ability to buy from many merchants with the same card and pay the total statement once a month. The instant purchasing power and financial flexibility is extremely attractive to consumers and the card industry has gone through exponential growth, with an estimated $10 trillion spent on cards each year in the U.S. alone.  At Mercury, we integrate complex payment instruments into seamless, robust solutions that power financial operations at businesses of all sizes. Our card products account for tens of millions of transactions yearly worth billions of dollars. The Cards Integration team focuses on the systems that provide card issuance, transaction authorization, and card network integrations. We’re hiring a...
May 07, 2024
Mercury - Banking for Startups New York, NY, USA
Mercury is building the banking* stack for startups. We launched about four years ago with basic functionality, and now we’re refining our product and building out new features. Thankfully, our customers seem to like what we’ve built so far: As a part of the Growth Infrastructure team, you’ll be working on: Developing a robust public API : Our team is crafting a gateway that allows developers to integrate seamlessly with our platform, enhancing connectivity and reach. Refining data systems : We optimize the data architecture from product functionalities to marketing strategies, ensuring every interaction is impactful. Data-driven sales optimization : By providing actionable insights from our product, we build features that empower the Sales team to make smarter decisions and achieve better outcomes. Tools for managing partnerships : We develop tools that enable the partnerships team to efficiently manage and close identified partnerships, enhancing collaboration...